The IndusInd Tiger Credit Card is one of the few cards in the Indian market that offers complimentary domestic and international airport lounge access without requiring users to meet any spending criteria. This card comes with a range of features and benefits, making it an excellent choice for frequent travelers and everyday users alike.
Key Features of IndusInd Tiger Credit Card
Lifetime Free Credit Card
The IndusInd Tiger Credit Card comes with no joining or annual fees, making it a truly lifetime free credit card.
Complimentary Airport Lounge Access
- Domestic Lounge Access: Enjoy 8 complimentary domestic airport lounge accesses per year (2 per quarter).
- International Lounge Access: Get 2 complimentary international airport lounge accesses per year via Priority Pass.
Note: There is no minimum spend requirement to avail of these benefits. Whether you spend ₹10 or ₹10,000, the lounge access benefits remain valid.
Free Movie Tickets
Cardholders can avail up to two complimentary movie tickets per year (worth up to ₹500 each) through BookMyShow.
Golf Course Benefits
Enjoy four complimentary golf lessons or golf course access sessions per year, perfect for golf enthusiasts.
Fuel Surcharge Waiver
Get a 1% fuel surcharge waiver for transactions ranging between ₹400 and ₹4,000, offering added savings for frequent drivers.
Low Forex Markup Fee
Benefit from one of the lowest forex markup fees in the market at just 1.5% on international transactions. Most other credit cards charge around 3.5%.
Reward Points Structure in IndusInd Bank Tiger Credit Card
The reward points on the IndusInd Tiger Credit Card are tiered based on annual spending:
| Annual Spend | Reward Points per ₹100 |
|---|---|
| Up to ₹1 lakh | 1 point |
| ₹1 lakh – ₹2.5 lakh | 2 points |
| ₹2.5 lakh – ₹5 lakh | 4 points |
| Above ₹5 lakh | 6 points |
Redemption Options for Reward Points
Reward points can be redeemed in three ways:
- Credit Card Statement: ₹0.40 per reward point
- Air Miles: 1 point = 1.2 air miles
- IndusInd Product Catalog: Redeemable against various merchandise and offers
Read Also: Best HDFC Credit Cards in 2025
Ineligible Categories for Rewards
No reward points are earned on transactions in the following categories:
- Fuel
- Utility bill payments
- Government services
- Insurance premiums
- Education-related payments
Charges and Fees
- Interest on Outstanding Amount: 3.5% per month
- Cash Withdrawal Fee: 2.5% or ₹300 (whichever is higher)
- Forex Markup Fee: 1.5% on international transactions
Additional Benefits
- Receive a ₹500 gift voucher upon approval if applied through select promotional links.
- Access to special discounts during online sales on platforms like Amazon and Flipkart (when partnered with IndusInd Bank).
Conclusion
The IndusInd Tiger Credit Card stands out for its zero spend requirement on lounge access, lifetime free status, and competitive rewards and benefits. From international travel perks to entertainment and fuel savings, this card offers substantial value for users seeking comprehensive features without ongoing fees.
If you do not already own another IndusInd credit card or are looking for a card with free airport lounge access and strong reward benefits, the IndusInd Tiger Credit Card is a compelling option to consider.
